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Home / About MICA / Services
WHY MICA?
We anticipate, we listen. Services provided by MICA are geared to meet the needs of
policyholders, not stockholders.
What matters to MICA members matters to MICA's board of trustees and management.
If you're not a MICA member, see how your current coverage compares.

- The company's financial stability
- "A" (Excellent) rating by A.M. Best, the nation's leading insurance rating agency
- Wide-ranging liability coverages
- Consent to Settle clause and non-assessable policy features
- Specialty coverages offered exclusively to MICA members
- Award-winning online and
offline CME programs
- Risk Management audits, consultations and programs to help alert members to potential
liabilities and provide resources to help improve patient care - all at no additional cost
to MICA policyholders
- Experienced, professional legal representation and vigorous defense, combined with
a reputation that helps to deter frivolous claims and suits
- Payment options designed to fit your needs. Most policies offer annual, quarterly
or monthly payment plans, as well as electronic funds transfer (EFT)
- Underwriting professionals and policies designed to ensure that those with whom
members are sharing risks are properly screened and underwritten
- Dividends, when appropriate, paid to members
- Risk Management Certification Program for practice managers and administrators
- Dedicated, experienced claims professionals who work with members and counsel in
a collaborative, respectful manner to investigate, administer and resolve professional
liability claims
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Do these qualities sound good to you, or out perform your current coverage?
Request a quote for coverage from MICA today.
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